Insights & Podcasts

Independent financial insights

Read short reads, deep dives and one-pagers to help you make informed decisions about pensions, savings and choosing a Central Bank of Ireland authorised advisor.

Find a pension advisor in Ireland

What a pension advisor does, when to speak to one, and what to ask.

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5 min watch
Insight

First-Time Buyers in Ireland: The mortgage process, step by step

Buying your first home in Ireland? This short guide walks through the mortgage process in 12 steps, from working out your deposit to getting your keys. Try our mortgage calculator and find a verified mortgage advisor at *vivisor.com*. Information only. vivisor does not provide financial advice. Rules and schemes can change. #FirstTimeBuyer #MortgageIreland #HelpToBuy #vivisor #mortgages

5 min watch
5 min watch
Insight

What is a pension? Pensions in Ireland explained simply

New to pensions? This short video explains what a pension is, how it gets a boost on the way, and why starting early helps. Try our pension calculator or find a verified pension advisor at vivisor.com Warning: If you invest in this product you may lose some or all of the money you invest. Warning: The value of your investment may go down as well as up. Warning: Past performance is not a reliable guide to future performance. Warning: If you invest in a pension you may not have access to your money until you retire. Warning: This product may be affected by changes in currency exchange rates. Warning: These figures are estimates only. They are not a reliable guide to the future performance of this investment. Information only. vivisor does not provide financial advice. Always free to contact verified financial advisors via vivisor. Rules and limits can change, so check current terms.

5 min watch
Insight

Do I need a financial advisor?

When professional financial advice is worthwhile, how much it costs, and how to choose the right advisor for your circumstances.

7 min read
Mortgages

Fixed vs Variable: What Irish Mortgage Rates Actually Look Like Right Now

Rate-shopping in Ireland can feel like comparing apples to oranges — every lender quotes something different.

7 min read
Mortgages

6 Things Every Irish Homebuyer Should Know About Mortgage Rules

Central Bank of Ireland rules shape how much any bank can lend you — loan-to-income caps, deposit rules, exceptions and the schemes that help first-time buyers. Six facts worth knowing before you start house-hunting.

7 min read
Retirement

Retirement Planning in Ireland: What an Advisor Will Cover

What retirement planning in Ireland involves — goals, income needs, tax relief and how a financial advisor helps you close the gap.

7 min read
Pensions

Pensions in Ireland: PRSA vs Occupational Schemes Explained

PRSAs, occupational pensions, PRBs and ARFs — what they are, how tax relief works, and which suits your situation.

9 min read
Costs & fees

What does financial advice cost in Ireland?

Fee-only, commission and hybrid models compared — with typical price ranges and how to read a fee schedule.

6 min read
Retirement

A 10-year retirement planning checklist

A decade-by-decade checklist for the run-up to retirement in Ireland — what to do, when to do it, and what to ask your advisor.

8 min read

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